Smarter, safer, and scalable lending

Digital Lending Platform

  • Powering digital lending with AI-led insights
  • Faster and cost-effective loan processing
  • Configurable compliances and risk management
  • Omnichannel platform with a smooth customer experience
  • Supports flexible end-to-end lending journeys
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Don’t just take our word for it – we’re trusted by 200+ customers

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Why choose our digital
lending platform

Built for scalability, our platform supports various lending use-cases and lets you digitize your workflow, increase efficiency, and reduce operational cost. Get powerful analytics to monitor performance and reduce risk, while ensuring compliance with regulatory frameworks. Our no-code integration makes it simple to connect to your existing systems. Modular and highly secure, our system is a perfect fit regardless of size.

What do we offer?

Borrower onboarding

A fully digital, zero-touch onboarding experience, with phygital and hybrid models that offer borrower convenience.

Data gathering

Data flows seamlessly through Scoreme’s middleware, drawing from Account Aggregators and verified repositories.

Credit underwriting & document parsing

Enables smart decisions through data triangulation, customizable scorecards, and Business Rule Engine.

Document creation & execution

Documents are created using customizable templates, digitally executed through NESL's e-Stamping and e-Signature, and supported by e-NACH and e-Mandate integrations.

Automated disbursement

Loans are disbursed via direct CBS integrations, with real-time account setup and loan disbursal, supported by current integrations with TCS and Finacle.

OUR FEATURES

Smart features you can trust

Automated loan approval & disbursement

Experience faster loan approvals and real-time disbursements, boosting your efficiency and elevating customer experience.

Composable architecture

Built to integrate with your business: modular design enables you to tailor and scale journeys with ease as needs evolve.

Personalized loan solutions

Whether it’s MSME, retail, or agri segments, deploy targeted loan products at speed, adapting to shifting borrower demands.

API-driven verification and data analysis

Leverage powerful APIs for automated verification and rich data analysis, from bank statements to ITRs, GST, MCA, legal, and credit data.

Streamlined customer onboarding

Simplify onboarding for both NTB and ETB customers with integrated eKYC and vKYC processes.

Robust credit decisioning

Accelerate underwriting with a rule-based, AI-powered engine, enhancing accuracy, speed, and transparency while reducing manual intervention.

Ready to Transform Your
Lending Journey?


Redefine your approach to credit decisioning with ScoreMe.

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Frequently asked questions

Everything you need to know about our platform.

Our Digital Lending Platform is a decision-oriented, platform-based solution that automates the entire loan lifecycle, from customer onboarding and data sourcing to credit evaluation, in-depth analysis, and disbursement, making the process seamless, fast, and integrated.

Security is a core pillar of our platform. It incorporates advanced measures such as geo-tagging, video KYC, and liveliness detection to ensure that customer data remains secure, verified, and authentic.

Absolutely. With an API-first design and support for both cloud and on-premise deployments, our platform integrates smoothly with existing core banking systems and workflows.

Our platform is built to support MSME, retail, and agri loans, offering you the agility to serve a broad customer base with minimal manual intervention.

Our platform validates key documents such as bank statements, PAN, Aadhaar, CIN, and other legal identifiers, ensuring a thorough and reliable verification process.

Yes, our platform provides end-to-end application tracking, giving borrowers visibility into every step and action taken by you throughout the process.

Definitely. Users can pause and pick up their loan applications at any stage, with full visibility into their progress, ensuring a smooth and flexible experience.
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